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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,583 | $101,778-80.8% | $164,975-88.1% | $80,925-75.8% |
| Participation rate | 85.7% | 71.8%+13.9pp | 78.6%+7.1pp | 67.7%+18.1pp |
| Annual return | 28.06% | 16.73%+11.3pp | 70.12%-42.1pp | 35.65%-7.6pp |
| Employer contribution / active EE | $2,746 | $2,954-7.0% | $4,343-36.8% | $2,756-0.4% |
| Participant deferral / active EE | $3,551 | $4,477-20.7% | $6,033-41.2% | $4,299-17.4% |
| Admin fee / account holder | $420 | $8,221-94.9% | $12,688-96.7% | $6,940-94.0% |