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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,124 | $110,137-71.7% | $161,149-80.7% | $82,637-62.3% |
| Participation rate | 97.1% | 72.4%+24.8pp | 78.8%+18.3pp | 68.1%+29.1pp |
| Annual return | 53.92% | 20.69%+33.2pp | 21.16%+32.8pp | 53.51%+0.4pp |
| Employer contribution / active EE | $4,936 | $2,856+72.8% | $4,360+13.2% | $2,552+93.4% |
| Participant deferral / active EE | $7,150 | $4,575+56.3% | $6,153+16.2% | $4,126+73.3% |
| Admin fee / account holder | $1,039 | $9,467-89.0% | $15,194-93.2% | $7,339-85.8% |