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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,124 | $108,825-71.4% | $156,181-80.1% | $82,448-62.3% |
| Participation rate | 97.1% | 72.4%+24.8pp | 78.8%+18.3pp | 68.1%+29.1pp |
| Annual return | 53.92% | 20.59%+33.3pp | 64.87%-11.0pp | 41.64%+12.3pp |
| Employer contribution / active EE | $4,936 | $2,870+72.0% | $4,294+15.0% | $2,551+93.5% |
| Participant deferral / active EE | $7,150 | $4,577+56.2% | $6,132+16.6% | $4,139+72.7% |
| Admin fee / account holder | $1,039 | $9,341-88.9% | $14,586-92.9% | $7,234-85.6% |