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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,698 | $107,363-14.6% | $92,909-1.3% | $152,897-40.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 26.25% | 145.63%-119.4pp | 109.44%-83.2pp | 345.43%-319.2pp |
| Employer contribution / active EE | $2,948 | $4,222-30.2% | $3,653-19.3% | $4,764-38.1% |
| Participant deferral / active EE | $6,439 | $4,848+32.8% | $4,238+51.9% | $5,851+10.0% |
| Admin fee / account holder | $1,072 | $7,082-84.9% | $5,795-81.5% | $11,599-90.8% |