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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,699 | $97,732-24.6% | $83,831-12.1% | $135,380-45.6% |
| Participation rate | 94.7% | 80.0%+14.8pp | 76.1%+18.6pp | 82.6%+12.1pp |
| Annual return | -3.42% | 1287.56%-1291.0pp | 850.99%-854.4pp | 519.81%-523.2pp |
| Employer contribution / active EE | $2,700 | $4,222-36.1% | $3,631-25.7% | $4,779-43.5% |
| Participant deferral / active EE | $6,786 | $4,683+44.9% | $4,082+66.2% | $5,609+21.0% |
| Admin fee / account holder | $5,902 | $6,675-11.6% | $5,479+7.7% | $10,828-45.5% |