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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,558 | $185,312-72.2% | $161,489-68.1% | $154,746-66.7% |
| Participation rate | 55.6% | 82.5%-26.9pp | 78.7%-23.1pp | 80.7%-25.1pp |
| Annual return | 19.17% | 103.84%-84.7pp | 89.72%-70.6pp | 172.34%-153.2pp |
| Employer contribution / active EE | $1,401 | $4,769-70.6% | $4,268-67.2% | $4,379-68.0% |
| Participant deferral / active EE | $3,310 | $6,350-47.9% | $5,630-41.2% | $6,730-50.8% |
| Admin fee / account holder | $1,955 | $18,654-89.5% | $16,006-87.8% | $14,365-86.4% |