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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,622 | $183,592-77.3% | $155,574-73.2% | $145,877-71.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 14.20% | 61.37%-47.2pp | 64.87%-50.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,475 | $5,317-72.3% | $4,676-68.5% | $4,663-68.4% |
| Participant deferral / active EE | $3,077 | $6,466-52.4% | $5,629-45.3% | $6,691-54.0% |
| Admin fee / account holder | $341 | $19,316-98.2% | $15,914-97.9% | $13,402-97.5% |