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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,000 | $112,131-22.4% | $95,964-9.3% | $158,982-45.3% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 18.30% | 171.19%-152.9pp | 91.64%-73.3pp | 302.99%-284.7pp |
| Employer contribution / active EE | $1,691 | $3,199-47.2% | $2,541-33.5% | $4,763-64.5% |
| Participant deferral / active EE | $9,902 | $4,784+107.0% | $4,167+137.6% | $5,983+65.5% |
| Admin fee / account holder | $8,739 | $10,136-13.8% | $6,797+28.6% | $11,252-22.3% |