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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,454 | $70,366-49.6% | $66,674-46.8% | $138,895-74.5% |
| Participation rate | 82.4% | 76.2%+6.2pp | 73.7%+8.7pp | 79.9%+2.4pp |
| Annual return | 23.40% | 386.41%-363.0pp | 321.24%-297.8pp | 145.39%-122.0pp |
| Employer contribution / active EE | $2,850 | $2,765+3.1% | $2,620+8.8% | $4,194-32.0% |
| Participant deferral / active EE | $7,166 | $4,374+63.8% | $4,084+75.5% | $6,396+12.0% |
| Admin fee / account holder | $1,890 | $5,262-64.1% | $5,098-62.9% | $12,562-85.0% |