Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,758 | $39,766-60.4% | $66,674-76.4% | $71,012-77.8% |
| Participation rate | 28.6% | 47.7%-19.1pp | 73.7%-45.1pp | 58.6%-29.9pp |
| Annual return | 30.02% | 181.39%-151.4pp | 321.24%-291.2pp | 37.67%-7.7pp |
| Employer contribution / active EE | $878 | $1,503-41.6% | $2,620-66.5% | $2,348-62.6% |
| Participant deferral / active EE | $1,774 | $1,868-5.0% | $4,084-56.6% | $3,246-45.3% |
| Admin fee / account holder | $2,335 | $1,097+112.9% | $5,098-54.2% | $1,167+100.0% |