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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,738 | $57,140-56.7% | $85,240-71.0% | $80,959-69.4% |
| Participation rate | 38.5% | 56.4%-17.9pp | 67.5%-29.1pp | 67.7%-29.2pp |
| Annual return | 19.83% | 21.71%-1.9pp | 66.75%-46.9pp | 35.67%-15.8pp |
| Employer contribution / active EE | $972 | $1,802-46.1% | $2,735-64.5% | $2,757-64.8% |
| Participant deferral / active EE | $1,668 | $3,115-46.4% | $4,527-63.1% | $4,300-61.2% |
| Admin fee / account holder | $260 | $4,992-94.8% | $6,165-95.8% | $6,925-96.2% |