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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,738 | $57,073-56.7% | $85,126-70.9% | $80,925-69.4% |
| Participation rate | 38.5% | 56.4%-17.9pp | 67.5%-29.1pp | 67.7%-29.2pp |
| Annual return | 19.83% | 21.69%-1.9pp | 66.63%-46.8pp | 35.65%-15.8pp |
| Employer contribution / active EE | $972 | $1,801-46.0% | $2,731-64.4% | $2,756-64.7% |
| Participant deferral / active EE | $1,668 | $3,113-46.4% | $4,523-63.1% | $4,299-61.2% |
| Admin fee / account holder | $260 | $4,988-94.8% | $6,160-95.8% | $6,940-96.3% |