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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,438 | $57,305+103.2% | $86,640+34.4% | $75,173+54.9% |
| Participation rate | 16.3% | 63.2%-46.9pp | 71.7%-55.4pp | 67.2%-50.9pp |
| Annual return | 18.01% | 2674.24%-2656.2pp | 592.52%-574.5pp | 160.72%-142.7pp |
| Employer contribution / active EE | $733 | $2,316-68.4% | $3,024-75.8% | $2,671-72.6% |
| Participant deferral / active EE | $1,823 | $3,320-45.1% | $4,438-58.9% | $4,126-55.8% |
| Admin fee / account holder | $7,032 | $4,116+70.8% | $5,616+25.2% | $5,651+24.4% |