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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,572 | $106,524-80.7% | $152,301-86.5% | $87,485-76.5% |
| Participation rate | 96.7% | 75.8%+21.0pp | 82.4%+14.3pp | 68.9%+27.8pp |
| Annual return | 25.60% | 26.89%-1.3pp | 80.50%-54.9pp | 26.06%-0.5pp |
| Employer contribution / active EE | $3,370 | $3,3710% | $4,624-27.1% | $2,596+29.8% |
| Participant deferral / active EE | $4,475 | $6,525-31.4% | $8,004-44.1% | $4,274+4.7% |
| Admin fee / account holder | $918 | $8,287-88.9% | $14,398-93.6% | $7,775-88.2% |