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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,131 | $102,429-84.3% | $147,096-89.0% | $80,925-80.1% |
| Participation rate | 95.6% | 75.9%+19.7pp | 82.2%+13.4pp | 67.7%+27.9pp |
| Annual return | 29.44% | 135.02%-105.6pp | 419.75%-390.3pp | 35.65%-6.2pp |
| Employer contribution / active EE | $3,083 | $3,716-17.0% | $4,936-37.5% | $2,756+11.9% |
| Participant deferral / active EE | $4,224 | $6,649-36.5% | $8,071-47.7% | $4,299-1.7% |
| Admin fee / account holder | $2,017 | $7,957-74.6% | $13,005-84.5% | $6,940-70.9% |