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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,572 | $107,421-80.8% | $182,262-88.7% | $94,015-78.1% |
| Participation rate | 96.7% | 77.8%+18.9pp | 84.2%+12.5pp | 70.8%+25.9pp |
| Annual return | 25.60% | 21.32%+4.3pp | 140.60%-115.0pp | 17.84%+7.8pp |
| Employer contribution / active EE | $3,370 | $3,448-2.2% | $5,046-33.2% | $2,790+20.8% |
| Participant deferral / active EE | $4,475 | $6,558-31.8% | $8,276-45.9% | $4,249+5.3% |
| Admin fee / account holder | $918 | $8,692-89.4% | $16,712-94.5% | $8,951-89.7% |