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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,572 | $106,749-80.7% | $145,433-85.9% | $82,448-75.0% |
| Participation rate | 96.7% | 75.6%+21.1pp | 82.1%+14.6pp | 68.1%+28.7pp |
| Annual return | 25.60% | 27.59%-2.0pp | 66.58%-41.0pp | 41.64%-16.0pp |
| Employer contribution / active EE | $3,370 | $3,444-2.1% | $4,554-26.0% | $2,551+32.1% |
| Participant deferral / active EE | $4,475 | $6,519-31.3% | $7,897-43.3% | $4,139+8.1% |
| Admin fee / account holder | $918 | $8,390-89.1% | $13,129-93.0% | $7,234-87.3% |