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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,525 | $165,381-90.0% | $149,730-89.0% | $158,966-89.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.80% | 348.29%-335.5pp | 276.70%-263.9pp | 302.95%-290.1pp |
| Employer contribution / active EE | $2,379 | $5,104-53.4% | $4,645-48.8% | $4,762-50.0% |
| Participant deferral / active EE | $4,619 | $7,182-35.7% | $6,843-32.5% | $5,983-22.8% |
| Admin fee / account holder | $9,914 | $10,809-8.3% | $9,310+6.5% | $11,250-11.9% |