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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,189 | $112,935-88.3% | $90,970-85.5% | $158,966-91.7% |
| Participation rate | 85.7% | 74.7%+11.0pp | 69.0%+16.7pp | 82.0%+3.8pp |
| Annual return | 86.78% | 215.79%-129.0pp | 134.58%-47.8pp | 302.95%-216.2pp |
| Employer contribution / active EE | $1,688 | $2,895-41.7% | $2,122-20.5% | $4,762-64.5% |
| Participant deferral / active EE | $4,901 | $4,129+18.7% | $3,373+45.3% | $5,983-18.1% |
| Admin fee / account holder | $446 | $8,045-94.5% | $5,960-92.5% | $11,250-96.0% |