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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,660 | $111,878+79.4% | $93,727+114.1% | $145,897+37.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.35% | 204.28%-189.9pp | 133.83%-119.5pp | 552.29%-537.9pp |
| Employer contribution / active EE | $21,989 | $3,092+611.1% | $2,421+808.1% | $4,663+371.6% |
| Participant deferral / active EE | $11,694 | $4,920+137.7% | $4,417+164.7% | $6,689+74.8% |
| Admin fee / account holder | $837 | $10,256-91.8% | $8,292-89.9% | $13,390-93.7% |