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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,879 | $110,337+5.0% | $102,383+13.2% | $145,877-20.6% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 13.90% | 24.83%-10.9pp | 24.94%-11.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $3,380 | $4,216-19.8% | $3,870-12.7% | $4,663-27.5% |
| Participant deferral / active EE | $11,500 | $5,621+104.6% | $5,060+127.3% | $6,691+71.9% |
| Admin fee / account holder | $0 | $9,750-100.0% | $8,391-100.0% | $13,402-100.0% |