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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,611 | $106,247-28.8% | $96,515-21.7% | $139,466-45.8% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 25.72% | 38.47%-12.7pp | 35.73%-10.0pp | 373.66%-347.9pp |
| Employer contribution / active EE | $2,240 | $4,106-45.4% | $3,740-40.1% | $4,754-52.9% |
| Participant deferral / active EE | $9,000 | $5,456+65.0% | $4,880+84.4% | $6,712+34.1% |
| Admin fee / account holder | $0 | $7,885-100.0% | $6,735-100.0% | $11,409-100.0% |