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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,900 | $60,442+58.7% | $96,754-0.9% | $87,485+9.6% |
| Participation rate | 97.9% | 58.7%+39.2pp | 70.3%+27.6pp | 68.9%+29.0pp |
| Annual return | 38.42% | 21.97%+16.4pp | 82.04%-43.6pp | 26.06%+12.4pp |
| Employer contribution / active EE | $3,792 | $1,691+124.3% | $2,679+41.5% | $2,596+46.0% |
| Participant deferral / active EE | $7,059 | $3,280+115.2% | $4,758+48.4% | $4,274+65.2% |
| Admin fee / account holder | $10,332 | $5,069+103.8% | $8,905+16.0% | $7,775+32.9% |