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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,815 | $57,073+85.4% | $85,126+24.3% | $80,925+30.8% |
| Participation rate | 98.2% | 56.4%+41.8pp | 67.5%+30.7pp | 67.7%+30.6pp |
| Annual return | 9.95% | 21.69%-11.7pp | 66.63%-56.7pp | 35.65%-25.7pp |
| Employer contribution / active EE | $5,839 | $1,801+224.3% | $2,731+113.8% | $2,756+111.9% |
| Participant deferral / active EE | $11,024 | $3,113+254.1% | $4,523+143.7% | $4,299+156.5% |
| Admin fee / account holder | $18,995 | $4,988+280.8% | $6,160+208.3% | $6,940+173.7% |