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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,815 | $57,140+85.2% | $85,240+24.1% | $80,959+30.7% |
| Participation rate | 98.2% | 56.4%+41.8pp | 67.5%+30.7pp | 67.7%+30.6pp |
| Annual return | 9.95% | 21.71%-11.8pp | 66.75%-56.8pp | 35.67%-25.7pp |
| Employer contribution / active EE | $5,839 | $1,802+224.1% | $2,735+113.5% | $2,757+111.8% |
| Participant deferral / active EE | $11,024 | $3,115+253.9% | $4,527+143.5% | $4,300+156.4% |
| Admin fee / account holder | $18,995 | $4,992+280.5% | $6,165+208.1% | $6,925+174.3% |