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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,173 | $148,629+132.2% | $135,982+153.8% | $139,487+147.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.03% | 79.33%-60.3pp | 68.32%-49.3pp | 373.84%-354.8pp |
| Employer contribution / active EE | $1,294 | $5,247-75.3% | $4,859-73.4% | $4,755-72.8% |
| Participant deferral / active EE | $7,764 | $8,102-4.2% | $7,760+0.1% | $6,713+15.7% |
| Admin fee / account holder | $9,078 | $12,406-26.8% | $10,767-15.7% | $11,407-20.4% |