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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,602 | $176,120+93.4% | $159,487+113.6% | $167,553+103.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.26% | 331.95%-316.7pp | 263.71%-248.4pp | 478.89%-463.6pp |
| Employer contribution / active EE | $1,597 | $5,299-69.9% | $4,831-66.9% | $4,840-67.0% |
| Participant deferral / active EE | $8,705 | $7,752+12.3% | $7,354+18.4% | $6,343+37.2% |
| Admin fee / account holder | $9,269 | $12,561-26.2% | $10,804-14.2% | $12,316-24.7% |