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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,461 | $63,355-47.2% | $91,994-63.6% | $72,983-54.2% |
| Participation rate | 70.1% | 72.5%-2.4pp | 78.6%-8.5pp | 69.5%+0.6pp |
| Annual return | 39.40% | 35.35%+4.1pp | 69.03%-29.6pp | 81.01%-41.6pp |
| Employer contribution / active EE | $3,430 | $2,116+62.1% | $3,452-0.6% | $2,440+40.6% |
| Participant deferral / active EE | $5,694 | $4,883+16.6% | $5,923-3.9% | $3,608+57.8% |
| Admin fee / account holder | $4,230 | $4,668-9.4% | $7,743-45.4% | $5,124-17.5% |