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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,261 | $57,590+20.3% | $86,233-19.7% | $82,448-16.0% |
| Participation rate | 88.0% | 57.9%+30.1pp | 69.0%+19.0pp | 68.1%+19.9pp |
| Annual return | 17.91% | 22.41%-4.5pp | 61.39%-43.5pp | 41.64%-23.7pp |
| Employer contribution / active EE | $4,983 | $1,655+201.0% | $2,504+99.0% | $2,551+95.3% |
| Participant deferral / active EE | $7,474 | $3,080+142.7% | $4,559+63.9% | $4,139+80.6% |
| Admin fee / account holder | $1,272 | $4,730-73.1% | $8,342-84.8% | $7,234-82.4% |