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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,371 | $108,922+119.8% | $100,398+138.4% | $145,978+64.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.12% | 58.04%-45.9pp | 49.32%-37.2pp | 550.52%-538.4pp |
| Employer contribution / active EE | $19,233 | $4,426+334.6% | $3,946+387.4% | $4,662+312.6% |
| Participant deferral / active EE | $25,133 | $8,450+197.4% | $8,084+210.9% | $6,690+275.7% |
| Admin fee / account holder | $2,904 | $9,680-70.0% | $7,893-63.2% | $13,400-78.3% |