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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,338 | $72,303-74.6% | $86,698-78.8% | $64,824-71.7% |
| Participation rate | 97.6% | 80.4%+17.1pp | 76.6%+21.0pp | 71.5%+26.1pp |
| Annual return | 8.22% | 392.77%-384.6pp | 35.96%-27.7pp | 32.84%-24.6pp |
| Employer contribution / active EE | $3,960 | $2,393+65.5% | $2,837+39.6% | $2,507+57.9% |
| Participant deferral / active EE | $7,583 | $4,660+62.7% | $4,656+62.9% | $4,311+75.9% |
| Admin fee / account holder | $11 | $174-93.9% | $7,492-99.9% | $188-94.4% |