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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,333 | $185,342-92.3% | $111,308-87.1% | $86,821-83.5% |
| Participation rate | 96.4% | 81.0%+15.4pp | 77.3%+19.1pp | 72.3%+24.1pp |
| Annual return | 168.00% | 500.80%-332.8pp | 54.67%+113.3pp | 97.94%+70.1pp |
| Employer contribution / active EE | $2,845 | $2,246+26.7% | $2,732+4.1% | $2,406+18.2% |
| Participant deferral / active EE | $5,462 | $4,458+22.5% | $4,487+21.7% | $4,132+32.2% |
| Admin fee / account holder | $1,085 | $255+324.7% | $7,965-86.4% | $170+539.8% |