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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,245 | $167,352-83.1% | $143,788-80.4% | $134,509-79.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.14% | 0.47%-21.6pp | -0.03%-21.1pp | 418.13%-439.3pp |
| Employer contribution / active EE | $2,497 | $5,620-55.6% | $4,952-49.6% | $4,741-47.3% |
| Participant deferral / active EE | $6,216 | $6,447-3.6% | $5,638+10.2% | $6,400-2.9% |
| Admin fee / account holder | $2,089 | $18,091-88.5% | $14,675-85.8% | $11,427-81.7% |