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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,302 | $111,814-17.5% | $103,378-10.7% | $145,978-36.8% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 12.80% | 24.80%-12.0pp | 24.91%-12.1pp | 550.52%-537.7pp |
| Employer contribution / active EE | $18,526 | $4,215+339.5% | $3,870+378.7% | $4,662+297.4% |
| Participant deferral / active EE | $10,929 | $5,618+94.5% | $5,058+116.1% | $6,690+63.4% |
| Admin fee / account holder | $826 | $9,764-91.5% | $8,401-90.2% | $13,400-93.8% |