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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,899 | $138,102-89.9% | $125,381-88.9% | $134,532-89.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 123.74% | 750.73%-627.0pp | 572.31%-448.6pp | 418.27%-294.5pp |
| Employer contribution / active EE | $2,589 | $5,245-50.6% | $4,815-46.2% | $4,741-45.4% |
| Participant deferral / active EE | $5,353 | $7,801-31.4% | $7,448-28.1% | $6,401-16.4% |
| Admin fee / account holder | $2,800 | $11,568-75.8% | $10,007-72.0% | $11,429-75.5% |