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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES1 year Filed as: EDWARD D. JONES & CO., L.P. Service code 26 · EIN 43-0345811 1316 NORTH WALNUT ST · CAMERON, MO 64429 | Advisory (Participants) | $32,723 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · CAMERON, MO 64429 | Advisory (Participants) | $1,870 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,439 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,249 | $46,332-54.1% | $143,799-85.2% | $64,819-67.2% |
| Participation rate | 63.9% | 64.2%-0.4pp | 80.3%-16.5pp | 71.5%-7.6pp |
| Annual return | -17.00% | -10.05%-6.9pp | -0.04%-17.0pp | 32.84%-49.8pp |
| Employer contribution / active EE | $1,152 | $1,911-39.7% | $4,952-76.7% | $2,507-54.1% |
| Participant deferral / active EE | $2,227 | $2,647-15.9% | $5,638-60.5% | $4,311-48.3% |
| Admin fee / account holder | $203 | $154+32.1% | $14,677-98.6% | $188+8.2% |