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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,245 | $175,231-94.2% | $149,696-93.2% | $139,466-92.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.76% | 166.77%-144.0pp | 134.46%-111.7pp | 373.66%-350.9pp |
| Employer contribution / active EE | $4,301 | $5,478-21.5% | $4,821-10.8% | $4,754-9.5% |
| Participant deferral / active EE | $5,734 | $6,521-12.1% | $5,682+0.9% | $6,712-14.6% |
| Admin fee / account holder | $6,512 | $16,155-59.7% | $13,212-50.7% | $11,409-42.9% |