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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,466 | $167,362-96.7% | $143,799-96.2% | $134,532-95.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.19% | 0.47%-17.7pp | -0.04%-17.1pp | 418.27%-435.5pp |
| Employer contribution / active EE | $3,877 | $5,620-31.0% | $4,952-21.7% | $4,741-18.2% |
| Participant deferral / active EE | $5,100 | $6,447-20.9% | $5,638-9.5% | $6,401-20.3% |
| Admin fee / account holder | $8,008 | $18,094-55.7% | $14,677-45.4% | $11,429-29.9% |