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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,910 | $103,000-39.9% | $90,300-31.4% | $152,885-59.5% |
| Participation rate | 68.8% | 75.9%-7.1pp | 73.3%-4.5pp | 82.5%-13.7pp |
| Annual return | 48.02% | 95.19%-47.2pp | 78.11%-30.1pp | 345.39%-297.4pp |
| Employer contribution / active EE | $2,365 | $3,138-24.6% | $2,854-17.1% | $4,763-50.3% |
| Participant deferral / active EE | $5,464 | $4,281+27.6% | $3,884+40.7% | $5,851-6.6% |
| Admin fee / account holder | $569 | $6,173-90.8% | $5,353-89.4% | $11,598-95.1% |