Retirement plan

SA & Y, LLC DBA BIG FROG 401(K) PROFIT SHARING PLAN

Name: SA & Y, LLC DBA BIG FROG - SA & Y, LLC DBA BIG FROG 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: SA & Y, LLC DBA BIG FROG
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SA & Y, LLC DBA BIG FROG 401(K) PROFIT SHARING PLAN, SA & Y, LLC DBA BIG FROG

SA & Y, LLC DBA BIG FROGEIN 82-2281780Plan #001PY 2019

12477 CAMINITO BRIOSO - SAN DIEGO, CA 92131858-879-7706

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$45K

No prior year

Total participants

No prior year

Average account balance

$15,143

No prior year

Annual return

0.00%

No prior year

Benchmarks

See 3,426 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort3,426 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$148K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$23K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$755

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2T2G2J2F3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$19K

$6242 / participant

Other / not subdivided$19K100.0%

% of EOY assets

41.223%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,143

$104,544-85.5%

$76,657-80.2%

$152,897-90.1%

Participation rate

100.0%

76.6%+23.4pp

72.1%+27.9pp

82.5%+17.5pp

Annual return

0.00%

1014.36%-1014.4pp

1166.74%-1166.7pp

345.43%-345.4pp

Employer contribution / active EE

$2,085

$3,118-33.1%

$2,303-9.4%

$4,764-56.2%

Participant deferral / active EE

$12,500

$4,236+195.1%

$3,335+274.8%

$5,851+113.6%

Admin fee / account holder

$6,242

$12,286-49.2%

$6,423-2.8%

$11,599-46.2%

SA & Y, LLC DBA BIG FROG 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SA & Y, LLC DBA BIG FROG 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion