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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,234 | $37,428-48.6% | $77,498-75.2% | $79,860-75.9% |
| Participation rate | 21.9% | 41.5%-19.6pp | 54.2%-32.3pp | 69.6%-47.8pp |
| Annual return | 0.00% | 39.71%-39.7pp | 54.79%-54.8pp | 31.72%-31.7pp |
| Employer contribution / active EE | $485 | $637-23.9% | $987-50.9% | $2,471-80.4% |
| Participant deferral / active EE | $1,604 | $1,260+27.3% | $1,861-13.8% | $3,740-57.1% |
| Admin fee / account holder | $772 | $2,505-69.2% | $2,858-73.0% | $5,306-85.4% |