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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,498 | $108,285-95.8% | $77,552-94.2% | $158,982-97.2% |
| Participation rate | 14.3% | 64.4%-50.1pp | 54.2%-39.9pp | 82.0%-67.7pp |
| Annual return | 55.09% | 31.69%+23.4pp | 54.82%+0.3pp | 302.99%-247.9pp |
| Employer contribution / active EE | $48 | $1,325-96.4% | $987-95.1% | $4,763-99.0% |
| Participant deferral / active EE | $292 | $2,455-88.1% | $1,861-84.3% | $5,983-95.1% |
| Admin fee / account holder | $28 | $3,709-99.2% | $2,859-99.0% | $11,252-99.8% |