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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,901 | $115,903-45.7% | $100,528-37.4% | $158,966-60.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 28.64% | 34.80%-6.2pp | 30.90%-2.3pp | 302.95%-274.3pp |
| Employer contribution / active EE | $10,047 | $4,105+144.7% | $3,419+193.9% | $4,762+111.0% |
| Participant deferral / active EE | $7,693 | $6,677+15.2% | $6,271+22.7% | $5,983+28.6% |
| Admin fee / account holder | $3,634 | $11,000-67.0% | $8,084-55.0% | $11,250-67.7% |