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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,899 | $167,362-70.8% | $143,799-66.0% | $134,532-63.7% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -14.29% | 0.47%-14.8pp | -0.04%-14.2pp | 418.27%-432.6pp |
| Employer contribution / active EE | $7,721 | $5,620+37.4% | $4,952+55.9% | $4,741+62.8% |
| Participant deferral / active EE | $7,244 | $6,447+12.4% | $5,638+28.5% | $6,401+13.2% |
| Admin fee / account holder | $693 | $18,094-96.2% | $14,677-95.3% | $11,429-93.9% |