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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,130 | $202,342-83.6% | $172,752-80.8% | $152,897-78.3% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 33.08% | 1029.83%-996.7pp | 802.97%-769.9pp | 345.43%-312.4pp |
| Employer contribution / active EE | $6,295 | $5,858+7.5% | $5,144+22.4% | $4,764+32.2% |
| Participant deferral / active EE | $6,564 | $5,948+10.4% | $5,198+26.3% | $5,851+12.2% |
| Admin fee / account holder | $1,257 | $17,111-92.7% | $13,955-91.0% | $11,599-89.2% |