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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,947 | $148,623-36.1% | $135,974-30.2% | $139,466-31.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.87% | 79.30%-57.4pp | 68.30%-46.4pp | 373.66%-351.8pp |
| Employer contribution / active EE | $4,078 | $5,246-22.3% | $4,859-16.1% | $4,754-14.2% |
| Participant deferral / active EE | $8,692 | $8,103+7.3% | $7,760+12.0% | $6,712+29.5% |
| Admin fee / account holder | $1,371 | $12,406-89.0% | $10,767-87.3% | $11,409-88.0% |