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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,018 | $123,793-45.1% | $177,848-61.8% | $79,856-14.8% |
| Participation rate | 74.6% | 84.7%-10.1pp | 87.7%-13.1pp | 69.6%+4.9pp |
| Annual return | 30.04% | 22.82%+7.2pp | 48.33%-18.3pp | 31.71%-1.7pp |
| Employer contribution / active EE | $6,581 | $4,095+60.7% | $5,919+11.2% | $2,471+166.3% |
| Participant deferral / active EE | $11,534 | $5,956+93.6% | $7,714+49.5% | $3,741+208.3% |
| Admin fee / account holder | $531 | $7,243-92.7% | $12,431-95.7% | $5,306-90.0% |