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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,746 | $93,098-85.2% | $77,081-82.2% | $134,509-89.8% |
| Participation rate | 36.8% | 74.5%-37.6pp | 67.9%-31.1pp | 81.2%-44.4pp |
| Annual return | -16.46% | 62.63%-79.1pp | 42.33%-58.8pp | 418.13%-434.6pp |
| Employer contribution / active EE | $620 | $3,419-81.9% | $2,813-77.9% | $4,741-86.9% |
| Participant deferral / active EE | $1,014 | $5,239-80.6% | $4,428-77.1% | $6,400-84.2% |
| Admin fee / account holder | $1,391 | $6,945-80.0% | $5,427-74.4% | $11,427-87.8% |