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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,020 | $174,379-82.8% | $152,093-80.3% | $138,895-78.4% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 14.35% | 74.86%-60.5pp | 66.36%-52.0pp | 145.39%-131.0pp |
| Employer contribution / active EE | $1,056 | $4,652-77.3% | $4,175-74.7% | $4,194-74.8% |
| Participant deferral / active EE | $3,299 | $6,159-46.4% | $5,451-39.5% | $6,396-48.4% |
| Admin fee / account holder | $733 | $16,880-95.7% | $14,497-94.9% | $12,562-94.2% |