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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,821 | $94,749-97.0% | $112,899-97.5% | $139,466-98.0% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 16.93% | 40.92%-24.0pp | 34.11%-17.2pp | 373.66%-356.7pp |
| Employer contribution / active EE | $1,377 | $4,630-70.3% | $4,566-69.9% | $4,754-71.0% |
| Participant deferral / active EE | $5,658 | $6,517-13.2% | $6,516-13.2% | $6,712-15.7% |
| Admin fee / account holder | $10,886 | $8,530+27.6% | $7,047+54.5% | $11,409-4.6% |