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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,484 | $197,625-92.7% | $177,840-91.9% | $158,966-90.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 28.24% | 58.76%-30.5pp | 48.32%-20.1pp | 302.95%-274.7pp |
| Employer contribution / active EE | $10,987 | $6,698+64.0% | $5,919+85.6% | $4,762+130.7% |
| Participant deferral / active EE | $14,873 | $8,405+77.0% | $7,714+92.8% | $5,983+148.6% |
| Admin fee / account holder | $13,601 | $15,405-11.7% | $12,431+9.4% | $11,250+20.9% |