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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,125 | $183,988-91.8% | $162,177-90.7% | $152,897-90.1% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 36.00% | 150.79%-114.8pp | 115.60%-79.6pp | 345.43%-309.4pp |
| Employer contribution / active EE | $2,974 | $6,370-53.3% | $5,613-47.0% | $4,764-37.6% |
| Participant deferral / active EE | $4,584 | $8,032-42.9% | $7,297-37.2% | $5,851-21.7% |
| Admin fee / account holder | $550 | $13,123-95.8% | $10,843-94.9% | $11,599-95.3% |