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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,268 | $148,629+40.1% | $135,982+53.2% | $139,487+49.3% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 20.19% | 79.33%-59.1pp | 68.32%-48.1pp | 373.84%-353.7pp |
| Employer contribution / active EE | $10,286 | $5,247+96.1% | $4,859+111.7% | $4,755+116.3% |
| Participant deferral / active EE | $12,509 | $8,102+54.4% | $7,760+61.2% | $6,713+86.4% |
| Admin fee / account holder | $2,031 | $12,406-83.6% | $10,767-81.1% | $11,407-82.2% |